Interaktif Kredi adds decision-making capabilities like a bank to companies when selecting customers for installment payments. Through its state-of-the-art artificial intelligence applications, it performs credit scoring and enables the effective use of financial technologies.

As a result, businesses create a secure trading environment for themselves, achieve a significant reduction in doubtful accounts on their financial statements, and add value.

For individual users, using data analytics and an artificial intelligence business model, it creates a credit profile. It simplifies users’ access to credit and ensures they receive only approved credit offers from banks. For users who cannot qualify for credit approval, it provides personal financial literacy through the system and allows them to access profiles eligible for credit.

In the seed investment round of Interaktif Kredi, Alesta Investment, former General Manager of Interbank Card Center Sertaç Özinal, ITU ARI Teknokent, Betül Özer, Berkin Özer, and investors from Keiretsu Forum Turkey participated. With these investments, the company’s latest valuation has reached $6 million.

Sertaç Özinal, the former General Manager of BKM, who already held shares in the pre-seed investment round and increased his shares in the seed investment round, commented:

“I have happily invested in Interaktif Kredi, whose founders Cesur Ölçenoğlu and Mustafa Gümüş have made a very positive impression on me and I believe that the company will be a leading player in the credit rating ecosystem of businesses and individual users, with their recent successful results and effective utilization of artificial intelligence in assessment processes, as well as the positive contributions to the financial sector. Interaktif Kredi is now a candidate for a successful global Unicorn company.”

İbrahim Özer, the owner of Alesta Investment, another existing investor who also increased his shares in this round, stated:

“We made an investment decision due to the company’s innovative approach based on technologies such as innovation in credit rating, data analytics, and artificial intelligence, its growth potential, and the experience of its founders in this field.”

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